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  1. Findings from our investment platforms costs and charges review: Handbook provisions in detail [pdf]

    Market studies Published: 04/05/2022
    Findings from our investment platforms costs and charges review: Handbook provisions in detail.

  2. General insurance pricing practices: Final Report [pdf]

    Market studies Published: 22/09/2020 Last modified: 15/12/2020
    We have published the final findings of our general insurance pricing practices market study. As part of this, we set out a package of remedies to address the concerns identified.

  3. General Insurance Pricing Practices Market Study Final Report - Annex 3: Analysis informing the proposed pricing remedy [pdf]

    Market studies Published: 22/09/2020 Last modified: 22/09/2020
    This Technical Annex is published alongside the General Insurance Pricing Practices Market Study Final Report, Consultation Paper and Cost Benefit Analysis on a proposed package of remedies.

  4. General Insurance Pricing Practices Market Study Final Report - Annex 2: Simulation of remedy impact [pdf]

    Market studies Published: 22/09/2020 Last modified: 15/12/2020
    This Technical Annex presents our estimates of the impact of the proposed pricing remedy. Estimates are based on a forward-looking quantitative simulation with 2022 as the first year of the prospective remedy.

  5. General Insurance Pricing Practices Market Study Final Report - Annex 1: Detailed feedback on our Interim Report and our response [pdf]

    Market studies Published: 22/09/2020 Last modified: 22/09/2020
    We received over 60 responses from across the industry as well as consumer groups and individual consumers. We have carefully considered this feedback and set out further details together with our responses

  6. 5 Conduct Questions: Industry Feedback 2019/20 [pdf]

    Market studies Published: 03/09/2020 Last modified: 03/09/2020
    The 5 Conduct Questions are part of the FCA's strategy for supervising wholesale banks. This 2019/20 industry feedback is to help large and small firms consider if any of the approaches to conduct may be effective in their own organisations.

  7. MS18/1.2: Annex 2: Business models and financial analysis technical annex [pdf]

    Market studies Published: 04/10/2019
    This annex presents the financial analysis of firms in the motor and home insurance markets conducted as part of the market study. This annex is part of the General Insurance Pricing Practices Market Study Interim Report.

  8. MS18/1.2: Annex 6: Future trends in general insurance pricing research report [pdf]

    Market studies Published: 04/10/2019
    The FCA asked Deloitte to identify the emergence of new business models and review their potential impact on pricing to understand the implications on potential remedies from the pricing review. This annex is part of the General Insurance Pricing

  9. MS18/1.2: Annex 1: Consumer outcomes technical annex [pdf]

    Market studies Published: 04/10/2019
    This technical annex presents a broad set of analyses based on policy level data for home and motor non-commercial insurance policies undertaken in the context of the General Insurance Pricing Practices market study. This annex is part of the

  10. MS18/1.2: Annex 4: Consumer survey report [pdf]

    Market studies Published: 04/10/2019
    The Financial Conduct Authority (FCA) commissioned London Economics (in association with YouGov and Kudos Research) to conduct a study of consumer behaviour, understanding and attitudes in the home and motor insurance markets. The study is part of